AgFirst Farm Credit Bank Loan Origination Modernization
Microservices Architecture for Agricultural Lending
Modernized the loan origination system with microservices architecture, implementing rate/fee calculation engines, document generation, and ACH cash management for agricultural lending.
The Challenge
AgFirst needed to modernize their legacy loan origination system to support modern agricultural lending requirements, including configurable rate sheets, automated document generation, and compliance with farm credit regulations.
The Solution
Visionblox architected a microservices-based solution using .NET Core 2.0 with Angular frontend:
• Customer account portal with Web APIs for loan origination • Rate and fee calculation engines • Admin tools for configuring rate sheets across associations • SSIS packages for data extraction and transformation • ACH cash management integration
Implementation
Modernization over 14 months:
**Phase 1: Architecture** • Microservices design • API layer development • Rate engine prototype
**Phase 2: Core Systems** • Loan origination workflow • Document generation • Fee calculations
**Phase 3: Integration** • ACH integration • Multi-association support
Results
Lending platform transformed:
**Architecture** • Modern microservices design • Configurable per association
**Automation** • Automated document generation • ACH cash management integrated
“The modernized platform has transformed how we serve our agricultural community. Loan processing is faster and more accurate.”